Roof Financing FAQs

Why should I consider financing my roofing project?

Roofing can be a considerable and often sudden expense. For many homeowners, paying this expense out of pocket simply isn’t an option, and depleting one’s savings isn’t a desirable solution either. That’s where financing comes in. You can take care of your roofing needs now and pay for them over time, on a schedule that works for you and in amounts that work for your budget.

Can I hold off on my roofing repairs rather than financing now?

Theoretically, yes, but it’s not advisable. Your roof is your home’s primary protection against the elements. If you wait to repair roof leaks, you run the risk of serious damage. Aside from letting water straight into your attic, leaks can cause paint to blister and peel, allow mold and mildew to grow on interior ceilings and walls, and cause extensive exterior decay on sheathing and siding. Your expenses will only increase unless you make your roofing repairs as soon as possible. Financing gives you the freedom to do that.

Can I finance other home improvement projects?

Absolutely! Not only is financing a great way to repair or replace your roof, but it can also be used to add other valuable enhancements to your home that can increase its resale value.

Do I have to finance the full amount of my roofing project?

No, you can finance as much or as little as you need. Hearth can provide details during your financing consultation.

There are lots of companies that offer financing. Do you have any recommendations?

GAF factory-certified professional roofing contractors have access to a financing program with Hearth, a trusted leader in the financing industry. This makes it even easier to start your roofing project today and spread the payments out over time. To find out how, just ask your participating GAF factory-certified contractor.

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