Need help filling out insurance claims after a storm?

Need help filling out insurance claims after a storm?

Need help filling out insurance claims after a storm?

Well, help is ready and waiting when we have a devastating storm in the Houston area this summer. Hurricane season is upon us, and we may be dreading the paperwork after the storm more than the storm itself. But a professional roofing inspector from Royal Crown Roofing can fill out the claim and provide the proof necessary so you don’t have to do it yourself. Just be sure and get a hold of them as soon as possible after the storm.

Professional roofing inspectors know how to do a comprehensive summary of what’s wrong and provide the proof needed so the insurance company can’t decline the claim or require more paperwork and proof—and more of your time and energy. Additionally, Royal Crown will provide a cost estimate that will speed things up. Remember that time is extremely important in getting your roof repaired and your house and the people in it protected from the elements.

And if you are one of those people who thinks they can save money by doing their own roof inspection, you may want to reconsider. A professional knows where to look and what to look for. Unless you have had the requisite training to identify all the problems, you will likely not get everything covered by the insurance and end up spending more in the long run. Contact Royal Crown Roofing if you need help this coming storm season.

Clearing out the gutters is an essential part of regular roof maintenance! You’ll be glad you did!

Clearing out the gutters is an essential part of regular roof maintenance! You’ll be glad you did!

It may be seen as a dreaded job, but cleaning out your gutters regularly has lasting benefits to the life of your roof. Gutters are essential to your roof and channel water away from the base of your home. This helps prevent floods and decrease the possibility of damage to the home’s foundation which can be extremely costly. You don’t want to ignore your gutters!

It’s very important to keep the gutters in good working order. At least twice a year, you should examine or have someone else examine the gutters closely. Removing potential problems such as leaves, piles of dirt and tree branches keeps the roof in great shape and reduces the impact of sudden storms. Big storms can mean big problems for your roof and home if your gutters aren’t clear.

Several proven ways to clean your gutters include using a leaf blower, a power washer, a wet/dry vacuum, a garden hose or by hand. It’s important to address every clog or blockage because these can really cause damage in the long term. Regular roof maintenance may take some effort, but it’s worth it to your roof’s overall health and your peace of mind.

Contact Royal Crown Roofing to learn more about the steps you can take now to protect your roof through regular roof maintenance including gutter clearing. The expert team at Royal Crown Roofing can provide any type of service from roof installation to inspection and maintenance.  We look forward to discussing your roofing needs and sharing our expertise with you. 

Spending a little money on roof maintenance today will save big tomorrow!

Spending a little money on roof maintenance today will save big tomorrow!

How does spending money up front on roof maintenance actually save you money? If you suddenly have a roofing emergency, you may find yourself having to pay big bucks for an emergency service call. When water from a leaking roof is damaging your interior, you don’t have too many options! It’s an emergency and you’re willing to pay whatever it takes!

Emergency service calls are often billed on a time and materials basis, and cost extra on holidays, evenings or weekends. These service call bills can really add up. The money you wisely spend on inspection and routine maintenance before, adds up to a lot less than what you’ll spend during an expensive emergency situation involving your roof. 

Contact Royal Crown Roofing to learn more about the steps you can take now to protect your roof from costly emergency repairs by being smart about roof maintenance.  Our expert team can assess any potential costly damage and take care of it now! Royal Crown Roofing offers an array of full services from roof repair, maintenance, inspections and replacement. Let us help you make the most of your roof and save you money in the process.

Does your roofing warranty completely protect you?  It’s important to find out!

Does your roofing warranty completely protect you? It’s important to find out!

Your existing roof came with a warranty, of course, but a warranty can often give you a false sense of security. Just because your roof came with a warranty doesn’t mean that it will always be repaired or replaced with no questions asked. There are many factors that can affect whether your current warranty will provide the coverage you think it will. 

Many roofing companies and roofing material manufacturers require that you get a professional inspection every few years. Some also require an inspection after a major weather event for their warranty to remain active. If you can’t show proof that your roof has been maintained, you may run into problems if you try to make a claim on your warranty.

Contact Royal Crown Roofing to learn more about the steps you can take now to inspect and maintain your roof for years to come and keep your warranty intact.  Royal Crown Roofing has years of experience dealing with roof maintenance and warranties and offers a full range of commercial and residential roofing services, from new roof installation to roof repairs and more. Let us help you keep your roof in optimal condition for years to come. 

Want to check the condition of your roof? Grab a flashlight and head to the attic for an interior roof check!

Want to check the condition of your roof? Grab a flashlight and head to the attic for an interior roof check!

Performing a roof check from the inside out is a great way to get the whole story on the current condition of your roof.  Take a bright flashlight up to your attic and check for a few obvious signs that it might be time for a needed repairs. 

  • Before you turn your flashlight on, see if you notice any streams of light coming through cracks in your roof. If you do see any light coming through your roof, repair or replace your roof immediately. If light is getting through your roof, then water is also getting through your roof.
  • If you notice dark streaks and stains on the underside of the roof or running down the walls, then your roof is probably leaking, and this can really damage the roof and your home’s interior. If you do see sagging areas in your roof from below, use your hand or a broom to lightly touch the sagging spot. If the spot feels soft, wet or bends easily, you know you have water damage.
  • When you check for dark streaks and sagging areas also look for obvious water leaks or rotting on the inside. These signs of water damage should be addressed right away.

Contact Royal Crown Roofing to learn more about the steps you can take now to protect your roof through regular roof maintenance.  With our years of experience, we can help you determine when it’s time for a new roof or just some maintenance here and there. Royal Crown Roofing offers a full range of commercial and residential roofing services, from new roof installation to roof repairs and more. We look forward to discussing your roofing needs with you.

5 Most Common Questions about Insurance & Roof Repairs in Houston

5 Most Common Questions about Insurance & Roof Repairs in Houston

Between the paperwork and red tape, filing a claim with your insurance company for a roof repair can be confusing. It’s important for you to stay informed about the care of your home and ask questions about your insurance coverage, especially if you’re unsure how your insurance plan will affect your roof. 

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Top Answers from Our Houston Roofing Experts

Leave your stress at the door. Our experts are qualified as GAF Master Elite Roofing Contractors to assist in your roof repair or replacement. The insurance process can be frustrating and complicated, but we’re here to help. Get the answers you need to the most common questions about insurance and roof repair.

  1. Who should I contact first if my roof is damaged?
  2. Does homeowner’s insurance cover roof damage?
  3. How much will insurance pay for roof repair?
  4. Will my insurance company cover a full replacement?
  5. If I don’t have insurance coverage, can I still get my roof repaired?

1) Who should I contact first if my roof is damaged?

If you notice a missing shingle or leaking ceiling, don’t wait to contact a representative at Royal Crown Roofing to schedule a free inspection. Small defects left untreated can cause more damage over time, which can directly affect your insurance coverage. After your roof inspection, our team will set up a temporary repair and assist you in the insurance claim process.

2) Does homeowners insurance cover roof damage?

Yes and no. The dwelling coverage section in your insurance policy involves the protection of your home structure, which would include your roof. Most homeowners’ insurance protects against a limited amount of perils such as fire, heavy winds, and hail damage. However, certain exclusions against windstorms or hail might exist in your policy and fail to cover your emergency roof repair. Insurance carriers consider it a homeowner’s responsibility to care for their roof. That being said, damages from a leaky roof or general wear and tear are normally not covered by homeowners’ insurance. 

Pro Tip: Read your insurance policy to check for any exclusions that would affect your roof repair. Supplemental insurance might be required if the damage extends beyond your coverage limit.

3) How much will insurance pay for roof repair?

Fortunately, there is no cap for the amount of money insurance will pay if your roof is under 20 years old. However, the amount of reimbursement will be affected by your repair estimate and insurance adjuster’s opinion. Make sure your roof inspection includes a detailed list of repair costs to give your insurance an accurate estimate. If your insurance company fails to provide a fair estimate, be sure to ask for a reconsideration before you start repairing your roof.

4) Will my insurance company cover a full replacement?

If your roof is older than 20 years old, your insurance company will likely consider the roof too old to qualify for reimbursement. However, if your roof is within its recommended lifespan and the estimated loss is greater than its value, an insurance company will approve a full roof replacement. Depending on your policy, you might have to pay a deductible before your insurance company will pay the remaining replacement cost.

5) If I don’t have insurance coverage, can I still get my roof repaired?

Of course! The cost will vary depending on the type of roof repair, but our roofing contractors strive to provide high-quality service with competitive pricing. If you’re unable to pay upfront, we provide financing through nationally-accredited, Hearth. Whether you want to finance a portion or the full amount of your project, Hearth offers a variety of payment plans for your convenience.

The Benefit of a Roof Warranty

Unlike many roofing companies, our team is proud to offer a variety of workmanship warranties for the longevity of your roof. All of our roofing contractors are certified with GAF Master Elite Roofing to extend a lifetime warranty that is protected by GAF, the leaders in professional roof quality. If you’ve had your roof replaced by one of our contractors, you can rest knowing that any future damages will be handled efficiently.

Did we neglect to answer your insurance question? Connect with one of our associates to receive assistance with your roof repair.